Joe Lane, Policy Researcher

Unmanageable debt has an impact on beyond financial strain. It is closely related to poor mental health and can affect people’s attitudes, outlook, and behaviour.

Joe Lane, Policy Researcher

Research which broadens the concept of the ‘advice gap’ to highlight four advice gaps which cause people to miss out on the benefits of advice.

Joe Lane, Policy Researcher

This year marks a turning point in the story of debt in the UK. Since the financial crisis public policy debate has been dominated by discussion about government debt and the budget deficit. At the same time household debt, as a proportion of income, has been falling. New research from Citizens Advice shows that trend…

Joe Lane, Policy Researcher

Guarantor loans are causing growing numbers of problems. Regulators need to step in to stop them becoming the next payday loans.